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If you have a long commute, you are exposed to the threats of the roadway for longer. If you drive more frequently, you're exposed to the threats of the roadway more frequently. Carpooling, telecommuting, and taking public transportation might all save you cash in premiums.: This one ought to be quite apparent. If you have a history of racking up tickets, you are a riskier driver to insure, and you will pay more in premiums. Not all tickets are treated similarly. A speeding ticket for going 10 miles over the speed limitation will not hike the rate of your premiums as much as a DUI conviction.
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