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The quantity you get will also be affected if the house has any other home mortgages or liens. If there's a balance from a home equity loan or house equity line of credit (HELOC), for instance, or tax liens or judgments, those will have to be paid with the reverse mortgage earnings first." No matter the kind of reverse mortgage, you should not expect to get the amount of your house," Boies says.
Doing this, however, lowers the amount of funds offered to you through the loan. Here's a breakdown of HECM fees and charges, according to HUD: There is a 2 percent initial MIP at closing, in addition to an annual MIP equal to 0. 5 percent of the exceptional loan balance. https://fernandoourd137.shutterfly.com/59 |
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