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It's most likely a myth that medical costs are the leading cause of bankruptcy (some research study pegs it at just around 4%), however everybody agrees that if you're stretched too thin financially, and after that you have a tremendous medical expense on top of that, it isn't excellent. Incidentally, when the Affordable Care Act was originally passed, you needed to pay a charge tax for going without health protection unless you satisfied particular exemption criteria, including financial challenge.
(If you were uninsured in 2018, you will be penalized on your 2021 tax return for that.)So, sure, you could argue: "Hey, no fee. I do not require to get medical insurance." You could argue that, however please do not. The Affordable Care Act has actually been stuck in controversy for many years, partly due to the needed cost, but whatever one's feelings about the ACA, we can most likely all agree that it's an excellent idea to have medical insurance. https://pbase.com/topics/morvinonkx/factsabo697 |
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