| branorkhhc's Forum Info |
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It's most likely a misconception that medical expenses are the leading reason for personal bankruptcy (some research study pegs it at only around 4%), but everybody agrees that if you're extended too thin financially, and after that you have a tremendous medical expense on top of that, it isn't excellent. Incidentally, when the Affordable Care Act was originally passed, you had to pay a penalty tax for going without health coverage unless you met specific exemption criteria, consisting of financial hardship.
(If you were uninsured in 2018, you will be punished on your 2021 tax return for that.)So, sure, you might argue: "Hey, no cost. I do not require to get health insurance." You might argue that, but please don't. The Affordable Care Act has been stuck in controversy for several years, partly due to the needed fee, however whatever one's feelings about the ACA, we can most likely all agree that it's an excellent concept to have health insurance coverage. https://gumroad.com/alesle4d4l/p/what-does-how-to-find-out-if-someone-has-life-insurance-mean |
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