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One of the first concerns you are bound to ask yourself when you wish to purchase a home is, "which home mortgage is right for me?" Basically, purchase and refinance loans are divided into fixed-rate or variable-rate mortgages. When you select fixed or adjustable, you will also need to consider the loan term.
Long-lasting fixed-rate home loans are the staple of the American home mortgage market. With a fixed rate and a repaired monthly payment, these loans offer the most steady and predictable expense of homeownership. This makes fixed-rate mortgages incredibly popular for homebuyers (and refinancers), specifically sometimes when rate of interest are low - which of these statements are not true about mortgages. The most common term for a fixed-rate mortgage is 30 years, however shorter-terms of 20, 15 and even 10 years are likewise available. http://zionoorw573.raidersfanteamshop.com/why-reverse-mortgages-are-a-bad-idea-for-dummies |
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