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It's probably a misconception that medical costs are the leading reason for personal bankruptcy (some research study pegs it at only around 4%), but everyone agrees that if you're extended too thin financially, and then you have a tremendous medical expense on top of that, it isn't excellent. By the way, when the Affordable Care Act was initially passed, you needed to pay a charge tax for going without health protection unless you satisfied particular exemption criteria, including monetary challenge.
(If you were uninsured in 2018, you will be penalized on your 2021 tax return for that.)So, sure, you might argue: "Hey, no cost. I do not need to get medical insurance." You could argue that, but please do not. The Affordable Care Act has actually been bogged down in controversy for years, partly due to the required cost, however whatever one's feelings about the ACA, we can probably all concur that it's a great idea to have medical insurance. https://griffinzpwd158.page.tl/Excitement-About-When-Does-Car-Insurance-Go-Down.htm |
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