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It's probably a misconception that medical costs are the leading reason for bankruptcy (some research study pegs it at only around 4%), but everybody agrees that if you're stretched too thin economically, and then you have a whopping medical expenditure on top of that, it isn't great. By the way, when the Affordable Care Act was originally passed, you needed to pay a charge tax for going without health coverage unless you fulfilled specific exemption requirements, consisting of financial difficulty.
(If you were uninsured in 2018, you will be penalized on your 2021 tax return for that.)So, sure, you could argue: "Hey, no fee. I do not require to get medical insurance." You might argue that, however please don't. The Affordable Care Act has been mired in controversy for several years, partially due to the needed cost, but whatever one's sensations about the ACA, we can most likely all concur that it's a good concept to have medical insurance. http://raymondxilh890.bearsfanteamshop.com/the-best-guide-to-how-to-become-an-insurance-broker |
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